New Clients

Thank you for choosing United Wealth Management for your investment needs.  We look forward to exceeding your expectations.  Over the next few days we will go through the process of getting to know one another.  As we mentioned in our Investment Philosophy the client/advisor relationship is a critical part of the investment process.  To facilitate this, you will need to fill out the Personal Information Questionnaire as well as the Risk Tolerance Questionnaire. For your convenience, we have made both of these questionnaires available online so you can do them at home or on a layover.   

The Personal Information Questionnaire provides us with your current financial snapshot and your future financial needs.  In addition, it will also encompass your current and future earning potential as well as your savings habits.  Finally, it will help us determine whether or not you are on the path to meeting your goals including all sources of retirement income.

The Risk Tolerance Questionnaire helps us understand your mindset for risk.  Investment risk can mean preservation of capital, market volatility or perhaps the ability to simply outperform inflation.  Because everyone views risk differently, we use a scientifically validated questionnaire to establish how much risk are you comfortable exposing your portfolio to in order to meet your long-term financial goals.  Your tolerance for risk will change over time so we will have you redo the questionnaire periodically. 

Once you have completed the Personal Information Questionnaire your advisor will provide you with a username and password to complete the Risk Tolerance Questionnaire. If you would like your spouse to fill out a questionnaire of his or her own please relay that to your advisor.  While your spouse’s questionnaire will be scored separately, we can take your collective risk tolerance into account when building your asset-allocation model.  Once the model is built and the required paperwork is completed we will move to the next step of the investment process, which is to implement the plan.  Through a limited power of attorney on your Schwab Individual Brokerage Account we will do the work to invest your funds in to the agreed upon asset-allocation of mutual funds.  We DO NOT have discretion over funds and therefore your approval is required prior to any investment purchase or sale on your behalf.  Once in place, we will do the work to keep your PDAP contributions moving into your Schwab account and into the proper allocation to facilitate the dollar-cost averaging process.  Additionally, we will monitor the account for performance and balancing needs.

Again, thank you for putting your trust in United Wealth Management.  We look forward to forging a long-lasting relationship with you and your family.  To get started, please fill out the Personal Information Questionnaire. 

Personal Information Questionnaire 
Risk Tolerance Questionnaire
PDAP Management Questionnaire